Here at NXTVISOR, we focus on understanding on how each individual first accumulated their debt: was it student loans, car loan, credit cards, or one of the many other ways to accumulate debt? We understand that in today's world, it is very easy to get into debt and seemingly impossible to get out of it. We are not here to judge you for your financial decisions in the past, but instead teach you a proven and successful way of getting rid of your debt in as little as half the time as expected.
You deserve a life free of debt and with enough money to do the things you want. Debt was the solution to your previous circumstances, and we are the solution to solving the problems left behind that debt.
It is important to have a plan established for paying tax bills or even back taxes. We guide our clients through what is called an offer in compromise. This allows you to settle your tax debt for less than you owe. Working with professionals like us here at Time Financial makes successfully completing this process easier.
Having poor credit can affect you in almost all areas of your life. It can hinder you from getting an apartment, a car loan or even a home loan just to name a few. We help our clients understand what is keeping their score low and how they can go about fixing it. By focusing on educating our clients on the purpose of credit repair, there is statistical evidence showing improvement in each client's credit within just a few short months by making a few minor changes.
Big Spenders are people who are the first to purchase and adopt new technology and gadgets. They usually jump on any opportunity to buy the newest car, tv or high dollar purchase. They don't fear debt and are often risky with investments.
Savers are the exact opposite of big spenders. They are extremely conscious of their spending to the point they truly don't want to spend it- they would rather see their bank account amount climb. They can sometimes be viewed as cheapskates.
Shoppers are those who love spending money. They may view it as a source of entertainment and receive satisfaction buying anything, even if it is something they do not need. They do however, tend to be bargain shoppers and conscious of the great amounts that goes to support their shopping addiction/habit.
Debtors don't intend to make a show of what they buy. Most debtors simply do not think about the money they're spending and the repercussions their spending habits bring along with it. They are quick to spend, but not quick to investing their money in the right place.
Investors are smart with their money. They stay up to date on market trends and attempt to make their money work for them. The end goal of an investor is to get their money to make them money.
We help people from all walks of life: from those making minimum wage all the way to those making millions each year. No matter how much money you may make, without a proper plan, it is very easy to find yourself in a hole that seems impossible to get out of. By working with us, we can help you establish good spending habits, improve your credit as well as eliminate any debt you may have!
View Full Article, "What Is Your Money Personality Type?" by Lisa Smith here
Reach out with any questions or to set up a meeting to discover the best path to your financial freedom!
1815 Satellite Blvd Suite 104 Duluth, GA 30097
Monday - Friday: 9am - 5pm
Saturday: By appointment
Sunday: By appointment